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Why I signed up for aerobics fitness and what it has done for me.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  I decided to sign up for aerobics/fitness because I thought it would do more for me physically and mentally than normal gym would. Personally I believe that normal gym is boring and if you’re not good at some sports like me it can be difficult to concentrate or even really care about gym class. When I took gym I personally didn’t care or really try hard. Now to this day it makes me disappointed, I wish I would have tried harder in what we were doing or what sport we’d be playing but I always felt no interest or left out. I liked some of the sports don’t get me wrong†¦ for example I really enjoyed and tried when we would play Soccer, Basketball, and volleyball. Yet then again I didn’t favor too much Baseball, track, and swimming. I always felt uncomfortable in normal gym to. I was never really comfortable with the people whom I was in class with. But this year everything, my thoughts and ideas about a diff erent kind of gym changed. I singed up for aerobics fitness because I thought it would help me in what I wanted to accomplish. I didn’t want to play sports I wanted to build my muscles. This year singing up for aerobics fitness was one of the best ideas I ever had. I can really say that I enjoyed this class more than most others. Aerobics fitness has helped me physically. I can run with out getting winded right away and I can lift weight I never thought I could lift. I can already tell a difference in my body. My legs are stronger and more muscular along with my arms. I am more active at home. I lost weight thanks to the class. Aerobics fitness has changed me in a couple ways. It though me to try harder in what I do. It thought me to set more goals for my self and beat them. I liked my classmates this year, which I think, helped me with being comfortable with the class. In this class I really enjoyed swimming. The game days are alright but I really like the way we rotate from weight lifting on the benches and on the different machines to the videos, the videos help a lot because after there done some times the next day you can feel it in your legs and arms.

Economic Recession in Ireland 2007-2012

â€Å"Ireland’s Great Recession. † The Irish Economy, 2007-2012. The title of this essay, â€Å"Ireland’s great recession,† refers to the Irish economy from 2007-2012. From my research into this essay, I found that the Irish economy of this period could be referred to as â€Å"The Great Depression. † There are parallel similarities to the Irish economy now as experienced in America in the 1920’s. This essay will examine what a recession is, why Ireland is in a recession, the effects and face of the recession, and my own personal views on the crisis.Not a day goes by when you don’t hear stories of â€Å"doom and gloom† in relation to Ireland’s economic state of affairs. Everybody you talk to has someone belonging to them or knows someone who has had to emigrate. Australia has replaced America as the land of hope and dreams, as thousands flock our shores in search of a better life. Within the country recession has not only resulted in mass emigration. Internally people are struggling to repay their mortgages because of the housing collapse. Wages have been cut and taxes have been increased. Disposable income for many a non-entity.Ireland was the first EU country to declare itself officially in recession in August 2008. We are the second EU country to have a structural adjustment programme imposed by the IMF/ECB/EU, known as ‘the Troika’. The turnaround of the Irish economy has been dramatic – from one with the highest levels of GDP and employment growth to among those with the highest unemployment, emigration and debt levels across the EU – in the space of just a few short years. The recession has affected everybody, young and old. We are in a time where we have to cut spending in order to meet our EU obligations.The financial crisis that sparked the recession and collapse of our banking system is the most serious problem that we face. The Calm before the Storm- The Celtic T iger Years(1995-2007) â€Å"The Celtic Tiger† was a term used to describe the boom years which our economy went through from around 1995-2007. UK economist Kevin Gardiner coined the term â€Å"Celtic Tiger†, comparing Ireland's unexpected economic take-off to the Asian tiger economies. Many believe the foundations of the Celtic Tiger were laid in the 1990’s in a Dublin pub called Nesbitts.It was here that politicians, economists and civil servants met to discuss future government policies. It was agreed that the government of the day should cut taxes, lower interest rates, reduce import duties which would encourage foreign investment. It was later referred to as the â€Å"Doheny & Nesbitt School of Economics. † Our generous corporation tax of 12. 5% enticed foreign investment into the country. The fact that Ireland was a member of the European Union since 1973 helped enormously. The EU pumped vast amounts of money into infrastructure and grants especially in the agricultural sector.It meant a single currency and free trade within the EU. Ireland had an open economy where trade was promoted and thrived, especially in the area of exports. Ireland has a workforce that is highly educated and attracted further investment especially from high-tech and pharmaceutical industries. As the economy started to grow so did immigration into the country, as there was lots of work particularly in the construction industry. There was a surge in demand for housing and as a result this triggered the housing boom. Banks were encouraging customers to borrow as there were low interest rates.Property prices began to rise and many people sought property as a form of investment not just as a home. Property developers became millionaires over night as a result of the property boom. People in Ireland began living lavish lifestyles and in a lot of cases had lost the run of themselves. Collapse of the World Financial Market On the 15th of September, 2008 Lehman Brothers, one of America Largest Investment Banks in the USA, declared itself bankrupt. Major panic broke out on the inter-bank loan market as a result.As share prices declined, many large and well established investment and commercial banks in the United States and Europe suffered huge losses and even faced bankruptcy, resulting in massive financial assistance. Ireland is a very small fish in a big pond. Ireland is an open economy and our banks, like our businesses, trade with other banks. Irish Banks borrowed huge sums of money on credit from foreign banks. Our main source of repayment was taxes through our construction industry. What resulted was a domino effect; when one major bank fell the others in turn throughout America and the EU started to fall.Governments stepped in pumping billions into their banks to save them. The collapse of the world financial markets triggered the recession but some countries suffered a lot worse than others. Ireland is one of those countries, becau se Ireland borrowed beyond their means but mainly to support the purchase of private property. Recessionary Times A recession is a period of temporary economic decline during which trade and industrial activity are reduced, generally identified by a fall in GDP in two successive quarters: (oxford Dictionary) GDP is made up of private consumption, government spending, investments and exports-imports.A recession is typically accompanied by a drop in the stock market, an increase in unemployment, and a decline in the housing market. It is also a term that people refer to when there is on-going hardships that people face in their daily lives. In recessionary times people have little disposable income and money is more often spent on necessity items like food and clothing, whereas luxury goods are beyond reach for many. Banks The crash of our banking system was the biggest cause of our country going into recession. Our banks lent recklessly when times were good.Loans were given to people without consideration. People within the banking system were paid bonuses the more they lent. Most people seeking these loans did not meet international regulations. The banks misguided thousands of ordinary people by giving these loans for enormous amounts, knowing that they realistically could not afford repayments. During the Celtic Tiger period of growth, capital to finance Ireland’s boom was raised in the interbank market, typically on a three-month basis, but with repayment not expected until two or three years later.When Irish property values went into decline and the freezing-up of the world's interbank market in 2007, it was certain by the start of 2008 that the Irish banking system would have great difficulty in financing its day-to-day operations. This trading difficulty, and inadequate supervision by the regulatory body, led to a series of government interventions, starting with a Bank guarantee in September 2008. It is nearly four years since the fateful night o f September 29th/30th 2008 when the Irish government guaranteed the key financial liabilities of our biggest banks.That decision has dominated national politics since then. For the economic and political consequences of that decision are immense. Since 2008, Irish taxpayers have invested â‚ ¬64. 1 billion into our banks. In addition to that direct investment, we have also indirectly invested a further â‚ ¬6 billion through NAMA (National Account Management Agency). That was the estimate given by the Controller and Auditor General, in May this year. He reported that NAMA had paid Irish banks â‚ ¬32 billion for loans that were, in fact, worth only â‚ ¬26 billion. In total then, we have already pumped â‚ ¬70. billion into our ailing banks. That’s the equivalent of â‚ ¬46,700 for every person working full-time. It’s a second mortgage that we didn’t want and can barely afford. And we mightn’t be finished yet in terms of how much money we have to pump into the banks. As of December last, the balance sheets of the three main Irish banks (AIB, Bank of Ireland and Irish Life & Permanent) showed a book value of their loans of â‚ ¬218 billion. But the banks’ own aggregate estimate of the fair value of those loans was only â‚ ¬181 billion, some â‚ ¬37 billion below their balance sheet carrying value.That suggests further heavy loan losses to come. Construction Industry During the boom years, demand for housing increased. It increased as a result of many factors: population growth, investments, tax breaks and low interest rates. As a result of this demand there was a rapid growth in housing and house prices began to soar. â€Å"The TSB/ESRI Index reveals that national prices increased at an average pace of almost 15% per annum between the years of 1997-2006, resulting in a cumulative increase of 240% over this period. † (class notes) Ireland tried to grow its economy inward through construction.It did so but there was too much emphasis put on construction. There was far too many people employed in the construction sector and there was an over reliance on construction industry alone to grow our economy. â€Å"Around 330,000 jobs have been lost since employment peaked in 2007, with the construction industry accounting for more than half of this total. † (class notes) Inflation of Egos Whether you are a banker, builder or bus driver it seemed that everyone had a second car and second home during the Celtic Tiger years.Having a little place in the sun seemed the norm. However thunder storms have emerged since the recession. People were running up massive debts in a society gone mad. People were borrowing beyond their means with banks only too happy to oblige. While people must be responsible for the choices they make, perhaps the banks, the so called experts in finance should have been more responsible. Everybody jumped on the band wagon; some builders built houses too quickly, c heaply and not following safety regulations. Priory Hall) Tradesmen were demanding and receiving vast sums of money for their work. According to Ronan Lyons an Economist in Oxford University, a recession becomes a depression when you have a fall in GDP by more than 10%. He has compared both job losses in the USA in the 1920’s to that of Ireland now. The results are striking. As the graph below shows, Ireland’s situation closely resembles the Great Depression. (Lyons ,2012) Irish GDP has fallen recording a peak to trough fall of 12. 4% (Class Notes) ConclusionAs I said earlier Ireland is a small fish in a big pond. The majority of people like to point the finger at the last government as I would, but not as strongly as others. Our last Government had a part to play. However there was a world-wide recession and we would have suffered economically as a result as every country has within the EU. I believe however that our last government could have done some of the followi ng; regulate the banks so they would not lend recklessly, re invests elsewhere in the economy for growth when times were good.There was an over reliance on construction to feed the economy. They could have increased interest rates to bring down inflation therefore slowing the economy. The government could have closed Anglo Irish Bank- Anglo is mainly a commercial bank with little customers in Ireland. This would have saved Irish taxpayers in the region of 30 billion euros. Our current government promised not to make the same mistakes of our previous government in their pre-election manifestos.They now tell us they are locked by the terms of the EU/IMF bailout. Can our government not re-negotiate a deal? Can they not tell Europe that further cuts cannot be put in place if we are to see growth in our economy in the long term? Germany only in the last couple of years repaid there debt after the Second World War. Ireland unlike many of its European counterparts is meeting the terms of t he agreement. We keep hearing how good a nation we are and that we are a success story, and the measures that we are taking in reducing debt.We are receiving a pat on the back from our German friends, but is this a pat on the back, or a further shove into the quick sand that we are already standing in? Is it a sign of success that young Irish people are emigrating, that the dole queues are getting longer? It is a success that the people of Ireland will be in debt for years to come? Recently Enda Kenny was on the cover of Time magazine under the caption â€Å"Celtic Comeback†. Great people like Einstein have also graced the cover of this famous magazine. So too has BART SIMPSON†¦

Police Career Research Paper - 1500 Words

Career Research Paper Police officers have played a major role in society by protecting us from crime. Their responsibilities include not only preserving the peace, preventing criminal acts, enforcing the law, investigating crimes, and arresting those who violate the law but also directing traffic, community relations work, and controlling crowds at public events. Law enforcement officers are a part of our communities to protect and serve us from danger and to apprehend criminals that disobey the law. It is their job to apprehend criminals and respond to calls from the people. Most enforcement officers have to stay in their designated areas, or jurisdiction, and respond to any calls or monitor the area. They are there to catch any†¦show more content†¦A history of domestic violence may disqualify a candidate. In some agencies, candidates are interviewed by a psychiatrist or a psychologist or given a personality test. Most applicants are subjected to lie detector examinations or drug testing. Some agencies subject sworn personnel to random drug testing as a condition of continuing employment (BLS, 2010-11). As you progress towards becoming a police officer, you must obviously go through rigorous training programs. Of these training programs, people must go to a police academy in order to train new officers. In these academies, training is committed to the basics of combat policing such as self-defense, firing range, and field tactics. Police Academies usually take roughly 12 to 14 weeks to train soon-to-be officers on these important basic tactics (BLS, 2010-11). In some small towns, new officers get their training by working with an experienced officer. Inexperienced officers always are accompanied by veteran officers in order for them to learn. In bigger cities, police departments give classroom instructions in laws, accident investigation, city ordinances, and traffic control. 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